Automatic Insurance Coverage & Limits Suggestion
The algorithm calculates necessary coverage and suggests optimal limits for each risk, comparing them with the client's active policies. Zero manual calculations, maximum precision.
Calculating the correct limits for a company requires complex formulas accounting for depreciation, reconstruction values, contribution margins and specific risk percentages. Calculation errors lead to dangerous under-insurance or excessive premiums.
Quick Global's algorithm automatically calculates optimal coverage and limits for buildings, machinery, goods, liability, cyber risk, business interruption and deductibles. All based on real financial data and compared with the client's active policies.
See how it works→
Intelligent coverage calculation for every business risk
Limits Calculated on Real Data
The algorithm uses financial data to calculate precise limits:
- Building values based on depreciation and revaluation
- Machinery calculated on fixed assets and replacement value
- Goods and inventory from balance sheet
- Business interruption on contribution margin
Comparison with Existing Policies
The system automatically compares suggested limits with active policies:
- Visual insurance gap highlighting
- Critical under-insurance identification
- Costly over-insurance flagging
- Optimal deductible suggestion
- Gap analysis PDF export
Property Coverage
Limits calculated for company asset protection:
- Buildings (new value and use value)
- Machinery and equipment
- Goods and inventory
- Electrical damage
- Glass, signage and furnishings
Liability Coverage
Limits calculated for liability and financial risks:
- Third-party and product liability
- Professional liability
- Cyber risk and data breach
- D&O (Directors' liability)
- Business interruption and loss of profit
Why trust automatic calculation
| Aspect | Manual Calculation | With Quick Global |
|---|---|---|
| Limit calculation | Manual with Excel | Automatic on financial data |
| Error risk | High for complex formulas | Verified and consistent algorithm |
| Policy comparison | Manual item by item | Automatic with gap highlighting |
| Coverage considered | 5-6 main ones | 15+ coverage per risk |
Limits calculated on real financial data
Discover how automatic suggestion can improve your proposals.
Request Free Demo→How it works in 3 simple steps
Complete the risk analysis
The questionnaire collects necessary data: property values, machinery, inventory, revenue and other key information.
The algorithm calculates limits
The system applies specific formulas for each coverage type, considering depreciation, sector coefficients and best practices.
Compare and present to client
Enter the client's active policies and the system highlights gaps, under-insurance and optimisation opportunities.
Use Cases for Brokers and Insurance Agents
For the Insurance Broker
- Insurance proposals based on objective data
- Automatic gap analysis on client portfolio
- Documented justification of proposed limits
- Natural upselling on missing coverage
For the Insurance Agent
- Limit calculation during meetings
- Immediate comparison with existing policies
- Objective argumentation for the client
- Automatic cross-selling identification
Coverage calculated with precision
Based on real financials
Certified financial data
Verified formulas
Insurance best practices
Automatic comparison
Real-time gap analysis
Zero under-insurance
Complete coverage guaranteed
What professionals say
Automatic limit calculation revealed that 60% of my clients were under-insured on buildings.
Automatic comparison with existing policies is brilliant. The client immediately sees where they have gaps.
I no longer need complex Excel calculations. The system produces accurate limits in seconds.
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Request a demo and discover Coverage Suggestion in action.
Coverage & Limits FAQ
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Discover how automatic coverage and limit suggestion can make your insurance proposals more precise and convincing.